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Current Rates
Updated on 2026-07-24 [click for more]
Bank Prime Rate
As of 2026-07-22
6.75%
15Y Fixed (Weekly)
As of 2026-07-23
5.96%
30Y Fixed (Weekly)
As of 2026-07-23
6.58%
30Y Fixed (Optimal Blue Daily)
As of 2026-07-24
6.65%
30Y Jumbo (Optimal Blue Daily)
As of 2026-07-24
6.74%
Rate Trend
Rates data are from the FRED®, this site is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Market Summary As of 2026-07-28
The US mortgage market in late July 2026 is characterized by stable yet elevated interest rates, with 30-year fixed rates hovering around 6.6%. While the Federal Reserve maintains its current policy stance, Treasury yields have shown some volatility, influencing mortgage spreads. Housing inventory remains a concern, impacting affordability and application volumes. Strategic focus is on navigating these dynamics.
Today: 2026-07-28
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Estimates are for illustration only and do not include HOA fees or PMI.
Open full calculator suite (includes Buy vs Wait) →Estimated Monthly Payment
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P&I
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Taxes
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Ins
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Latest News
Money magazine
Should you completely pay off your mortgage? - Money magazine
It could bring peace of mind, but experts say there are a few important things to consider before cutting ties with your lender. should you pay off ...
ABF Journal
Potomac Bank Residential Adds Moxley as Senior Vice President, Senior Mortgage Loan Officer
Potomac Bank Residential Lending recently welcomed Gail Moxley as senior vice president, senior mortgage loan officer. Moxley will be responsible ...
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