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Current Rates

Updated on 2026-08-25 [click for more]

Live

Bank Prime Rate

As of 2026-08-25

6.75%

15Y Fixed (Weekly)

As of 2026-08-20

5.95%

30Y Fixed (Weekly)

As of 2026-08-20

6.65%

30Y Fixed (Optimal Blue Daily)

As of 2026-08-25

6.66%

30Y Jumbo (Optimal Blue Daily)

As of 2026-08-25

6.76%

Rate Trend

Rates data are from the FRED®, this site is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Market Summary As of 2026-08-26

The US mortgage market in late August 2026 exhibits a stable, albeit elevated, rate environment. Recent 90-day data shows minor fluctuations in 30-year fixed rates, hovering around 6.5-6.7%. The Federal Reserve's steady stance on the Fed Funds Rate has provided a degree of predictability. However, persistent inflation concerns and a widening mortgage spread over Treasury yields are key considerations for market participants.

Today: 2026-09-11

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Estimates are for illustration only and do not include HOA fees or PMI.

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Estimated Monthly Payment

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P&I
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